February 2, 2011
Cost, Coverage, Economic Impacts, Insurance, Policy Implementation
The U.S. Department of Health and Human Services (HHS) reports consumers could receive health insurance premiums 14 to 20 percent lower because of health care reform. The report gives preliminary evidence that the health care law will deliver rate increases in 2011 that are lower than in previous years. California and Connecticut have already used rate reviews to rein in premium hikes and the new medical loss ratio (MLR) requirements have the potential to give rebates to an estimated 5 million consumers in 2012.